Additional Living Expenses (ALE)
We have all seen commercials where after a disaster someone cannot return to their home due to a fire, a flood, or some other loss that renders the home unsafe or uninhabitable. Your homeowner’s insurance policy covers living expenses while you are unable to live in your home.
Additional living expenses are included in many policies, but not always disclosed by the insurance company. Additional living expenses coverage provides you with money to allow you to maintain your usual lifestyle and compensates you for living somewhere besides your home while it’s being repaired. The insurance policy compensates you for living in a hotel, for food, additional mileage for travel or any other expenses related to not being able to live in your property. In certain cases, the insurance company will find and pay for housing directly on your behalf.
Going through a catastrophic loss can be an extremely stressful event for you and your family. There is nothing worse than long delays, and having to deal with an insurance company who fails to live up to its obligations under the insurance contract. Give us a call for a no-obligation consultation. We can help guide you through the process from making your initial claim, to ensuring you are comfortably situated in temporary housing until your claim is settled and your home is finally repaired. As attorneys we will handle any necessary litigation with the insurance company. Do not let the insurance company take advantage of you. Hire Shupe Dhawan!